Rachel (Rachna)  Stalony

Rachel (Rachna) Stalony

Broker

RE/MAX Real Estate Centre Inc., Brokerage *

Mobile:
416-888-5058
Office:
905-456-1177
Toll Free:
1-866-456-1177
Email Me

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Checklist 1: Know Your Budget and Lifestyle Needs

Before you start house hunting, get a clear vision on both your finances and your future lifestyle. This will help you prioritize your must-haves and make smarter decisions in a competitive market.

Finances:
  • Are you pre-approved for a mortgage?
  • What’s your price range?
  • How much do you have saved for a down payment?
  • Do the estimated monthly payments fit comfortably within your budget?
  • Have you budgeted for closing costs?
  • Do you have emergency savings in place?
Lifestyle Needs:
  • Do you need space for a future nursery or home office?
  • Do you need a garage, or is street parking enough?
  • Any special features for pets (e.g., fenced yard)?
  • How long do you plan to stay in this home?
  • Is wheelchair access or limited stairs important?

Ready to take the next step toward your dream home? Use our Mortgage Affordability Calculator to discover what’s comfortably within your reach—and move forward with clarity and confidence.

Real estate is a big step, and it’s not always an easy one. Whether you're buying, selling, or just trying to figure out your next move, having someone you trust by your side makes all the difference.

I’ve been working in real estate across the Greater Toronto Area for over 17 years, helping clients through all kinds of situations—firsttime buyers, growing families, investors, and those ready for a change. No two clients are the same, and that’s exactly how I approach my work.

Before real estate, I spent years in banking and property management, which gave me a strong understanding of the financial side of things as well as what really happens behind the scenes. Today, I use that experience to help my clients stay informed, avoid surprises, and feel confident in their decisions.

I’m not here to pressure or push—I’m here to listen, guide, and make the process as smooth and straightforward as possible. My goal is simple: to help you make the right move for you.



Area Covered: Mississauga, Brampton, Milton, Oakville

Languages Spoken: English, Hindi, Punjabi



Checklist 2: Home Features (Needs vs. Wants)

Separate your must-have essentials from nice-to-have features to search smarter, stay focused, and avoid compromise regrets.

Exterior

Needs

  • Single-family detached home
  • Semi-detached home
  • Town home
  • Condominium
  • Storeys (1, 2, or 3)
  • Fenced backyard and driveway
  • Garage Spaces (1, 2, or 3)
  • Low-maintenance landscaping

Wants

  • Large Lot and Yards
  • Swimming Pool
  • Aluminum siding
  • Enclosed front porch
  • Deck or patio area
Interior

Needs

  • Number of Bedrooms & Bathrooms
  • Kitchen appliances with purchase
  • In-unit laundry
  • Central air conditioning/heating
  • Plenty of closets/storage
  • Garage has indoor access

Wants

  • Island kitchen
  • Room for den or home office
  • Kitchen pantry/adequate cupboard space
  • Hardwood floors
  • Wood-burning Fireplace
  • Smart home features (thermostats, lighting)

Not Sure How to Prioritize Your Needs and Wants? Let Rachel (Rachna) Stalony help you refine your checklist and find the right home—faster and with confidence.

 

Ready to See What Fits Your Budget? Explore Rachel (Rachna) Stalony’s featured listings to understand price ranges and plan your home-buying budget.

Checklist 3: Location Essentials

Location is key when it comes to finding your dream home. The right location supports your lifestyle and long-term value.

Tips

Thoroughly explore the neighborhood by visiting at different times of day to get a true sense of its atmosphere and convenience. Research amenities, schools, transportation, and community events to ensure the location suits your lifestyle.

Stay ahead of the market—sign up for Neighborhood Buzzer to receive the latest listings in your preferred neighborhood.

Location
  • Nearby facilities
  • Parks, shopping & dining nearby
  • Commute & highway access
  • Close to work
  • Low Crime Rate
  • Schools & community centres
  • Places of worship
  • Fire department

Ready to Buy? Let's Discuss!

Have questions or just curious about the process? I'd love to chat and help you figure out your next step.

Have Questions?

Dream Home Checklist: Wants and Needs


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